LiftFi provides online business and personal credit education, financial consulting, and credit monitoring tools to help members build and manage their credit profiles responsibly.
Three simple steps to transform your credit score
Subscribe monthly and we report on-time payments to all three credit bureaus, building your credit history consistently.
Credit Service Subscription reporting with a membership of ($100-$1,000) paid over 6-12 months, with all payments reported to boost your credit.
Monthly credit report access, monitoring, personalized coaching, and dispute help to maximize your credit growth.
Monthly reporting of on-time subscription payments to credit bureaus to establish positive payment history.
Credit Service Subscription ($100-$1,000) with payments reported to all 3 credit bureaus to boost your credit mix.
Monthly credit report access and monitoring to track your progress and identify opportunities.
Personalized coaching, dispute help, and goal-based credit repair strategies.
Affordable credit building solutions for every budget
Real results from real members
Most members see initial improvements within 30-60 days, with significant score increases typically occurring within 3-6 months of consistent reporting.
Yes, tradeline reporting is completely legal and is a standard practice used by banks, credit unions, and financial institutions to report payment history to credit bureaus.
We report to all three major credit bureaus: Experian, Equifax, and TransUnion, ensuring comprehensive coverage of your credit profile.
Yes, you can cancel your membership at any time with no cancellation fees. Your credit history improvements will remain on your credit report.
We offer a 30-day money-back guarantee. If you're not satisfied with our service within the first 30 days, we'll provide a full refund.
Monitor your credit score, track progress, and manage your account on the go with our mobile app.
